What are classic car as per classic car insurance?

Classic car to a layman is a car which is old, which is antique. However the insurance companies have classified the antique cars under three main categories. The cars manufactured before 1903 are called veteran cars. Cars manufactured between the year 1903 and 1933 are termed as vintage cars. Finally cars manufactured after the year 1973 are called classic cars.

Classic car insurance online quote expectations

The very first thing to do before you opt for classic car insurance online quote is to have all your desired coverage and write down what your expectations and insurance needs are. Here are some key questions that will help you in verifying the coverage when classic car insurance online quote is selected:

• Would the insurance company allow your own mechanic to carry out the repairs?

• Would the insurance company agree to your valuation of your classic car?

• When you are participating at club events would you be provided liability coverage?

• What any damage to your vehicle at car shows be covered?

• Would there be coverage for your antique car or classic car when it is undergoing repairs?

• Is there any limitation in mileage driven per year?

• Are you insured for shipment to out of state or international event?

Information required for classic car insurance online quote

1) Current policy Number and details of the present insurer

2) Appraisal value of the car

3) Pictures of the car since this is a requirement of certain insurance companies

4) Any modifications made on the car, details of the same.

5) Mileage driven

6) Particulars of driver and license of the driver with driving history

7) Functions you are likely to attend.

It has to be noted that some companies may ask you for the social insurance number and all other details like place of storage if they are offering the coverage for theft. Generally the coverage offered for classic car is restricted to fire only and hence full details of all the coverage that you are getting should be verified when you go for a classic car insurance online quote.