What are collector cars as per collector car insurance?

Collector car are cars as per collector car insurance are classic or antique, muscle cars, exotic special interest cars, street rods, modern classic and may include fire-fighters, military vehicles, motorcycles and scooters.

Each insurance company will have their own underwriting guidelines and rules for providing classic car insurance or collector’s car insurance and so you need not be disappointed if you do not get an insurance quote from one company. Try getting a classic car insurance quote or collector car insurance quote here.

What should be Agreed value when getting Classic car insurance quote or Collector car insurance quote?

The agreed value is the most important factor when you are applying for a classic car insurance quote of collector car insurance quote. Your insurance premium would directly depend upon the value you place for your car and hence you should make sure that it your classic car or collectors car is not over valued or undervalued.

For classic car or antique cars with no modification the value can be as per the guides and other book price listings. You need to review the value of the car each year before you insurer it to have the right value. Kelley Blue Book's is a trusted source for this.

For other cars which have been retorted or hot rod you must consider the value of the car, the expense of parts used, the labor involved. It is best to have all the receipts so that you can produce them if and when needed. Certified appraisals are helpful and it would be a good idea to have your car valued by an appraisal at least every 5- years and keep all the documentation. Having the correct value is not only important since getting a cheap classic car insurance quote is not the aim, but getting the right reimbursement at the time of a claim is important. All these documents would be a great help for you to justify the value of the classic car or collectors car.

Get your classic car insurance quote or collector car insurance quote here for your agreed value.